FIRST TIME BUYERS OR PROPLE WITH NO CREDIT

Getting credit can be difficult for those that are new to the country or have never had credit. Many lenders are not willing to take a chance or let you prove that you are a good credit risk. Credit Experts Ontario knows how to handle these situations. Our proven track record, experience and advice allow us to help you get back on track and repair your credit starting on day one.

CONSUMER PROPOSAL/FINANCIAL COUNSELLING

When a person is in debt too deeply and cannot keep up with their payments they may enter into consumer proposal. Many lenders will not deal with a person in consumer proposal until they are half way through or better. Even in consumer proposal we can help you get on the road to repairing your credit, and begin to allow you the benefit of lower interest rates.

BANKRUPTCY

Normally a person is discharged from bankruptcy within nine months after they file. A person can obtain a loan in bankruptcy, but they cannot begin to re-establish credit until they have been discharged. We can help. Some lenders will do business with you, and Credit Experts can help.