REPOSSESSION 

 

There are two types of repossession: Voluntary or involuntary

Involuntary: These circumstances occur where the client has their vehicle taken without their co-operation.

Voluntary: The client contacts the lender and renders the vehicle willingly.

Both situations require more details and do not mean that acquiring another vehicle is not an option. Our Credit Experts are experienced in handling these delicate situations, be sure to ask if this applies to you.
 

 

 

NO DOWN PAYMENT AUTO LOANS 

 

Some applicants submit the type of vehicle they are searching for and many do not. Many lenders will require a down payment based on the type of vehicles selected, some will not. The length and type of credit will dictate the amount of down payment required. At the Credit Experts, our range of knowledge and experience can assist you in this exact situation. We can help with the type of vehicle that best suits your needs. Just ask.

 

 

INCOME 

 

All Lenders have different criteria for income requirements. Lenders do require proof of income and with the guidance of our credit experts, we can help to keep this process as uncomplicated as possible.

 

MONTHLY PAYMENTS 

 

All Clients have a “Comfort Zone” that they find affordable. It is important to say within the guidelines of the affordability. We strive to help you do this with a large selection of both new and inexpensive, used cars.

HOW LONG TO FIX MY CREDIT? 

 

Repairing or re-establishing your credit will take some time. Depending on your situation, it can take up to 12 months. We have different programs designed to help with the varying types of credit repair. Be sure to ask for details.